{"id":51,"date":"2025-05-30T04:00:00","date_gmt":"2025-05-30T10:00:00","guid":{"rendered":"https:\/\/www.ottawaagency.com\/blog\/?p=51"},"modified":"2025-05-28T14:17:43","modified_gmt":"2025-05-28T20:17:43","slug":"does-auto-insurance-cover-hitting-a-deer","status":"publish","type":"post","link":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/","title":{"rendered":"Does Auto Insurance Cover Hitting A Deer?"},"content":{"rendered":"<p>Auto insurance can help replace your car, pay for a rental, and cover medical bills when you&#8217;re in an accident. It can also cover property damage to the other person. However, whether auto insurance covers damages from hitting a deer can depend on several variables.<\/p>\n<h2>Type Of Coverage<\/h2>\n<p>The type of coverage you have usually determines whether the accident is covered. Liability coverage, which is typically required by most state laws, provides coverage for the other person&#8217;s medical bills and property damage. However, it won&#8217;t help you pay for damage to your vehicle if you hit a deer.<\/p>\n<h3>Comprehensive Coverage<\/h3>\n<p>Comprehensive coverage is usually available through most auto insurance companies, like Ottawa Insurance Agency. This type of coverage is designed for accidents and damage that isn&#8217;t caused by hitting another vehicle, and usually provides coverage if you hit a deer in Zeeland, MI. If you don&#8217;t have comprehensive coverage, your auto insurance will unlikely cover damages to your vehicle.<\/p>\n<h3>Collision Coverage<\/h3>\n<p>Most people mistakenly assume they need collision coverage, and that collision coverage will kick in any time there&#8217;s a collision. However, that&#8217;s untrue. Most collision coverage policies are designed to cover an accident with another vehicle, so they won&#8217;t help if you hit a deer.<\/p>\n<p>Most people who live in rural areas will see a deer or two cross the road. However, missing them on foggy mornings and dark nights can be impossible. Deer whistles aren&#8217;t always effective. Instead, speak with your insurance agent at Ottawa Insurance Agency to make sure you have the necessary coverage before an accident happens. We&#8217;re currently serving the Zeeland, MI area.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Auto insurance can help replace your car, pay for a rental, and cover medical bills when you&#8217;re in an accident. It can also cover property damage to the other person. However, whether auto insurance covers damages from hitting a deer can depend on several variables. Type Of Coverage The type of coverage you have usually [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[15,8,7],"class_list":["post-51","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto-insurance","tag-ottawa-insurance-agency","tag-zeeland-mi"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Auto insurance can help replace your car, pay for a rental, and cover medical bills when you&#039;re in an accident. It can also cover property damage to the other person. However, whether auto insurance covers damages from hitting a deer can depend on several variables. Type Of Coverage The type of coverage you have usually\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Ottawa Insurance Agency -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Does Auto Insurance Cover Hitting A Deer? - Blog | Ottawa Insurance Agency\" \/>\n\t\t<meta property=\"og:description\" content=\"Auto insurance can help replace your car, pay for a rental, and cover medical bills when you&#039;re in an accident. It can also cover property damage to the other person. However, whether auto insurance covers damages from hitting a deer can depend on several variables. Type Of Coverage The type of coverage you have usually\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-05-30T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-05-28T20:17:43+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Does Auto Insurance Cover Hitting A Deer? - Blog | Ottawa Insurance Agency\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Auto insurance can help replace your car, pay for a rental, and cover medical bills when you&#039;re in an accident. It can also cover property damage to the other person. However, whether auto insurance covers damages from hitting a deer can depend on several variables. Type Of Coverage The type of coverage you have usually\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/does-auto-insurance-cover-hitting-a-deer\\\/#blogposting\",\"name\":\"Does Auto Insurance Cover Hitting A Deer? - Blog | Ottawa Insurance Agency\",\"headline\":\"Does Auto Insurance Cover Hitting A Deer?\",\"author\":{\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/#organization\"},\"datePublished\":\"2025-05-30T04:00:00-06:00\",\"dateModified\":\"2025-05-28T14:17:43-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/does-auto-insurance-cover-hitting-a-deer\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/does-auto-insurance-cover-hitting-a-deer\\\/#webpage\"},\"articleSection\":\"Auto Insurance, auto insurance, Ottawa Insurance Agency, Zeeland MI\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/does-auto-insurance-cover-hitting-a-deer\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/category\\\/auto-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/does-auto-insurance-cover-hitting-a-deer\\\/#listItem\",\"name\":\"Does Auto Insurance Cover Hitting A Deer?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/does-auto-insurance-cover-hitting-a-deer\\\/#listItem\",\"position\":3,\"name\":\"Does Auto Insurance Cover Hitting A Deer?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/#organization\",\"name\":\"Blog | Ottawa Insurance Agency\",\"url\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/does-auto-insurance-cover-hitting-a-deer\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/does-auto-insurance-cover-hitting-a-deer\\\/#webpage\",\"url\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/does-auto-insurance-cover-hitting-a-deer\\\/\",\"name\":\"Does Auto Insurance Cover Hitting A Deer? - Blog | Ottawa Insurance Agency\",\"description\":\"Auto insurance can help replace your car, pay for a rental, and cover medical bills when you're in an accident. It can also cover property damage to the other person. However, whether auto insurance covers damages from hitting a deer can depend on several variables. Type Of Coverage The type of coverage you have usually\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/does-auto-insurance-cover-hitting-a-deer\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2025-05-30T04:00:00-06:00\",\"dateModified\":\"2025-05-28T14:17:43-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/\",\"name\":\"Blog | Ottawa Insurance Agency\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.ottawaagency.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Does Auto Insurance Cover Hitting A Deer? - Blog | Ottawa Insurance Agency","description":"Auto insurance can help replace your car, pay for a rental, and cover medical bills when you're in an accident. It can also cover property damage to the other person. However, whether auto insurance covers damages from hitting a deer can depend on several variables. Type Of Coverage The type of coverage you have usually","canonical_url":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/#blogposting","name":"Does Auto Insurance Cover Hitting A Deer? - Blog | Ottawa Insurance Agency","headline":"Does Auto Insurance Cover Hitting A Deer?","author":{"@id":"https:\/\/www.ottawaagency.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.ottawaagency.com\/blog\/#organization"},"datePublished":"2025-05-30T04:00:00-06:00","dateModified":"2025-05-28T14:17:43-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/#webpage"},"isPartOf":{"@id":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/#webpage"},"articleSection":"Auto Insurance, auto insurance, Ottawa Insurance Agency, Zeeland MI"},{"@type":"BreadcrumbList","@id":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.ottawaagency.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.ottawaagency.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.ottawaagency.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.ottawaagency.com\/blog\/category\/auto-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.ottawaagency.com\/blog\/category\/auto-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/#listItem","name":"Does Auto Insurance Cover Hitting A Deer?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.ottawaagency.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/#listItem","position":3,"name":"Does Auto Insurance Cover Hitting A Deer?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.ottawaagency.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.ottawaagency.com\/blog\/#organization","name":"Blog | Ottawa Insurance Agency","url":"https:\/\/www.ottawaagency.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.ottawaagency.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.ottawaagency.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/#webpage","url":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/","name":"Does Auto Insurance Cover Hitting A Deer? - Blog | Ottawa Insurance Agency","description":"Auto insurance can help replace your car, pay for a rental, and cover medical bills when you're in an accident. It can also cover property damage to the other person. However, whether auto insurance covers damages from hitting a deer can depend on several variables. Type Of Coverage The type of coverage you have usually","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.ottawaagency.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/#breadcrumblist"},"author":{"@id":"https:\/\/www.ottawaagency.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.ottawaagency.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2025-05-30T04:00:00-06:00","dateModified":"2025-05-28T14:17:43-06:00"},{"@type":"WebSite","@id":"https:\/\/www.ottawaagency.com\/blog\/#website","url":"https:\/\/www.ottawaagency.com\/blog\/","name":"Blog | Ottawa Insurance Agency","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.ottawaagency.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Ottawa Insurance Agency -","og:type":"article","og:title":"Does Auto Insurance Cover Hitting A Deer? - Blog | Ottawa Insurance Agency","og:description":"Auto insurance can help replace your car, pay for a rental, and cover medical bills when you're in an accident. It can also cover property damage to the other person. However, whether auto insurance covers damages from hitting a deer can depend on several variables. Type Of Coverage The type of coverage you have usually","og:url":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/","article:published_time":"2025-05-30T10:00:00+00:00","article:modified_time":"2025-05-28T20:17:43+00:00","twitter:card":"summary_large_image","twitter:title":"Does Auto Insurance Cover Hitting A Deer? - Blog | Ottawa Insurance Agency","twitter:description":"Auto insurance can help replace your car, pay for a rental, and cover medical bills when you're in an accident. It can also cover property damage to the other person. However, whether auto insurance covers damages from hitting a deer can depend on several variables. Type Of Coverage The type of coverage you have usually"},"aioseo_meta_data":{"post_id":"51","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2025-05-30 10:33:24","updated":"2025-06-04 09:49:01","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.ottawaagency.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.ottawaagency.com\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tDoes Auto Insurance Cover Hitting A Deer?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.ottawaagency.com\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.ottawaagency.com\/blog\/category\/auto-insurance\/"},{"label":"Does Auto Insurance Cover Hitting A Deer?","link":"https:\/\/www.ottawaagency.com\/blog\/does-auto-insurance-cover-hitting-a-deer\/"}],"_links":{"self":[{"href":"https:\/\/www.ottawaagency.com\/blog\/wp-json\/wp\/v2\/posts\/51","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ottawaagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ottawaagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ottawaagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ottawaagency.com\/blog\/wp-json\/wp\/v2\/comments?post=51"}],"version-history":[{"count":1,"href":"https:\/\/www.ottawaagency.com\/blog\/wp-json\/wp\/v2\/posts\/51\/revisions"}],"predecessor-version":[{"id":52,"href":"https:\/\/www.ottawaagency.com\/blog\/wp-json\/wp\/v2\/posts\/51\/revisions\/52"}],"wp:attachment":[{"href":"https:\/\/www.ottawaagency.com\/blog\/wp-json\/wp\/v2\/media?parent=51"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ottawaagency.com\/blog\/wp-json\/wp\/v2\/categories?post=51"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ottawaagency.com\/blog\/wp-json\/wp\/v2\/tags?post=51"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}