{"id":82,"date":"2026-08-28T04:00:00","date_gmt":"2026-08-28T10:00:00","guid":{"rendered":"https:\/\/www.ottawaagency.com\/blog\/?p=82"},"modified":"2026-08-10T13:36:40","modified_gmt":"2026-08-10T19:36:40","slug":"do-you-need-to-add-an-umbrella-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.ottawaagency.com\/blog\/do-you-need-to-add-an-umbrella-insurance-policy\/","title":{"rendered":"Do You Need to Add an Umbrella Insurance Policy?"},"content":{"rendered":"

When you buy a home, it represents all of your hopes and dreams. Most homeowners realize that the best way to protect their investment is to purchase home insurance. If your home is near Zeeland, MI, our team at Ottawa Insurance Agency invites you to meet with one of our agents to learn more about home insurance. We’ve been working with homeowners like you since 1950.<\/p>\n

Do You Need to Add an Umbrella Insurance Policy?<\/h2>\n

When you purchase home insurance, your policy covers standard levels of damage to your home. Some homeowners choose to add umbrella insurance on top of their standard home coverage. An umbrella policy typically begins paying once the maximum liability limit on your home insurance has been reached, and it can also help cover excess costs from liability claims made against you.<\/p>\n

Umbrella insurance is often particularly helpful for homeowners with significant assets or elaborate properties. If you have a pool, a rock-climbing wall, or expensive musical instruments in your home, umbrella insurance can offer valuable additional protection. If you have further questions about umbrella insurance, stop by our office and talk with one of our experienced agents.<\/p>\n

Call Us for Your Appointment Today<\/h2>\n

If you have a mortgage on your home, your lender will typically require you to carry home insurance. Our team at Ottawa Insurance Agency has the expertise to answer your home insurance questions. Homeowners in the Zeeland, MI, area have placed their trust in our team for over 75 years. Contact us for your appointment today, and let us help protect your home.<\/p>\n

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When you buy a home, it represents all of your hopes and dreams. Most homeowners realize that the best way to protect their investment is to purchase home insurance. If your home is near Zeeland, MI, our team at Ottawa Insurance Agency invites you to meet with one of our agents to learn more about […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[22,18,14,8,13],"class_list":["post-82","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-home","tag-insurance","tag-mi","tag-ottawa-insurance-agency","tag-zeeland"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t