Boat/Watercraft Insurance in Michigan

Ottawa Insurance Agency has the resources you need to make sure your watercrafts are properly insured. With access to so many lakes in the State of Michigan, boating is a great way to enjoy the outdoors and spend time with family and friends out on the water. Contact us today get some peace of mind out on the water knowing that you have the coverage in place to protect your boat and your passengers.

Is Boat Insurance Required in Michigan?

Michigan law does not require you to insure your boat. However, if you have a loan on your watercraft, your lender will require you to insure it for physical damage. Watercraft insurance protects you from financial loss resulting from physical damage. It also offers coverage to protect you from liability issues that may arise if you damage someone else’s property, or their person.

Contact an agent at Ottawa Insurance Agency in Zeeland, MI today for a customized insurance plan for any type of vessel. We have many competitive markets offering coverage for yachts, ski-boats, fishing boats, personal watercraft, just to name a few. We’re ready to assist you in choosing an insurance plan that’s right for your boat and your family.

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Testimonials

I have worked with Kris DeKoster and Ottawa Insurance agency for just over 5 years. When I first reached out to her she was one of 3 independent agencies that I contacted. Within 30 minutes (at the most) Kris called me and started our business relationship. Within 24 hours I signed on with Ottawa to take care of my auto and homeowners insurance. A day or so later I did here from the other agencies. By then it was to late.

Kris has maintained that high level of service. Her attention to detail and follow up is second to none!!! Plus, she cares!! That trait is not common these days. I truly feel she is looking out for my best interest. I appreciate that about her.

I have been in sales and sales management for over 40 years. Her "can do attitude" and great integrity is what keeps me as a Ottawa Insurance customer!!

Dan Nagelkerke

We have worked with Ottawa Insurance Agency for many years! We use them for our personal insurance needs, as well as for our business needs! Everyone that I have meet at their office is friendly, helpful, and quickly get things taken care of! I also appreciate that they are always trying to help us keep our insurance rates as low as possible, while still giving us the best insurance coverage possible! If you want honest, hard working, friendly insurance agents who won't take advantage of you; give them a call!! You won't be disappointed!

Betsy Wiersema

We switched to Ottawa Insurance Agency a few years ago because Kris DeKoster was able to save us thousands of dollars on our policy! Any time we've contacted her she promptly gets back to us and takes care of our needs. We've recommended family and friends to Kris over the past few years and will continue to in the future.

Sara Hoogendoorn

I've been with Jeff at Ottawa Services for years now. ALL of my experiences have been great, including when having to make claims. My calls and emails are always answered immediately and I've never met someone more knowledgeable in insurance. Jeff has worked to make sure my costs are affordable and my coverage has no gaps. I fully recommend Ottawa Services if you are looking for an insurance provider.

Jack Dekker

Troy Nykamp is a great agent, but an even better person. He is a great communicator and very easy to work with. Highly recommend Troy at Ottawa.

Craig W

Jeff and his team have always provided us with good products at a fair price. They are easy to get ahold of, and always responsive. We highly recommend them.

Tom Dekker

Kris is an awesome agent! Always there when I have a question or need some assistance. Thank you for the great service!!

Pam Ramaker

Very kind and helpful, I also appreciate that they are always trying to help keep my insurance rates as low as possible, while still giving me the best insurance coverage possible!

Laura Miller

Kris is my agent she is honest research what my insurance needs are personable and attentive

Tina Diomande

Kris is always on top of things, and wonderful to work with.

Jamie Frank

Great friendly staff, would recommend them to everyone!

Matt Seif

curtis laplante

Esther Uitvlugt

Ottawa Insurance Agency

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