Home Insurance in Michigan

Home insurance in Michigan protects the policy holder from financial loss due to damages resulting from covered perils such as fire, theft, and severe weather. It also provides liability coverage in case someone is injured on your property. Contact an agent at Ottawa Insurance Agency today for a quote tailored to your specific needs.

Do I need Home Insurance?

If you have a mortgage, your lender will require that your home is insured to prevent loan default due to a partial or total loss.

Recent Homeowners Statistics

According to a 2020 Insurance Information Institute (III) study, 6% of those homes covered by an active homeowner’s insurance policy submitted a claim for insurance reimbursement. And approximately 98% of these homeowners’ insurance claims against a homeowner’s policy were associated with property damage.

Call for a Homeowners Insurance Quote Today

Whether you are new to the real estate market or a seasoned homeowner, it is essential to protect this significant financial asset. The licensed insurance agents at Ottawa Insurance Agency are ready to assist with a no-obligation consultation.