Flood Insurance in Michigan

Flood insurance is a unique insurance coverage that protects homeowners and renters from financial losses caused by floods. This type of insurance may be required by your lender if your home is located in a flood plain.

What Should You Know About Flood Insurance?

Many factors influence the cost of this insurance. These factors include but aren’t limited to flood zone determination, deductible and optional coverage preferences.

Standard flood insurance typically covers the house/building itself with optional coverage for contents or personal property.

Flood insurance has a 30-day waiting period, meaning it will take effect 30 days after purchasing the policy. The purpose of this waiting period is to prevent homeowners from buying flood insurance policies right before or during an expected flood event.

Ottawa Insurance Agency - An Insurance Agency in Michigan You Can Count On

If you live in Zeeland, MI, or anywhere throughout the State of Michigan and you’re searching for a trustworthy insurance agency specializing in various types of insurance, we’ve got you covered. We’ve been serving local clients in Zeeland, MI since 1950. Feel free to contact us and speak to one of our licensed agents to learn more about a comprehensive insurance package that’s right for you.

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