All drivers are required to carry auto insurance, but auto insurance requirements vary from state to state. Most states mandate that drivers carry auto liability insurance, which protects other drivers if you cause an accident. However, auto liability insurance does not cover the driver who caused the accident. Auto insurance offers many different types of coverage that drivers can invest in. The state’s minimum auto insurance requirements are the first layer of protection, but drivers can choose to purchase additional coverage. Our team at Ottawa Insurance Agency is dedicated to helping Zeeland, MI, drivers get the insurance coverage they need.
Will My Auto Insurance Cover Damage to My Car?
No. The state of Michigan requires all drivers to carry personal injury protection coverage, property protection insurance, and bodily injury liability coverage. However, this type of coverage is not designed to repair damage your car might incur in an accident. Instead, it covers damage you cause to other drivers’ cars and property, as well as bodily injury. If you want coverage for your own vehicle, you will need to invest in collision insurance. Additionally, comprehensive coverage would protect against damage from non-moving accidents or situations, such as theft or weather-related incidents. An insurance agent can help you explore your options for coverage. While you can purchase insurance to meet the state’s minimum requirements, you also have the option to invest in additional coverage to protect against other potential accidents and situations.
Our Zeeland team at Ottawa Insurance Agency understands that auto insurance can be confusing when it comes to what’s covered and what’s not. This is why we’re dedicated to answering all of your questions and helping you get the coverage you need. Call us today. We’re here to help.
