Home insurance comes with a lot of different coverage types. One that most people don’t think much about is liability coverage. While home insurance comes with liability coverage, it generally isn’t what people consider when they think about their home insurance. However, it’s an extremely important type of coverage to have in your home policy. No homeowner should ever be without it. When you are moving or changing home insurance, we can help you with a policy. Call us at Ottawa Insurance Agency, serving Zeeland, MI, to find out more.
What It’s For
If someone from outside your household is on your property, such as a worker or guest, and gets injured there, this is where your liability coverage comes in. It’s for the accidents that people have while in your home or on your property. Accidents can happen to anyone, even if you don’t have dangerous items around. Anyone can fall at any time, for example, and it’s essential to be prepared.
What It Can Pay For
It pays for the medical bills required to treat the injuries, but it doesn’t stop there. It can also pay for the wages lost by the injured person while they heal. Another thing it can pay for is legal costs related to the accident. It can also take care of therapies that the patient needs for ongoing medical problems caused by the accident. All of these would be extremely expensive to pay for on your own, and many people would be unable to pay for them by themselves. That’s why it’s so important to keep this insurance while you own your home.
Get Home Insurance
When you need home insurance, we’re here to help. To get started, you can contact us at Ottawa Insurance Agency, serving Zeeland, MI and the surrounding area.
